This was an email sent to us by a reader which I thought I’d share with you.

A few months ago, my old Toyota Corolla gave up on me. I had bought the car about 4 years ago for $4,000 and it had about 160,000 miles on it. Rather than buying another used car, I thought I’d go for a swanky new one because I was just sick and tired of driving an old car.

John

I don’t need to add anything further to this great email I got. Guess the moral of the story is that we should only buy what we can afford and pay cash!

Roundups - Below are some great post that caught my eye this week.

Bumblefucked terrorize debt collectors with sarcasm! - I really love bloggers who post something personal and this story cracks me up.

The Passive Family income has some suggestions on cutting out wasteful spending.

Why is dieting difficult but budgeting easy? Well, head over to Harvesting Dollars to find out.

Cutting your cable bill! Yikes, I’m addicted to TV, but to each his own.

Can you survive a 50% cut in your budget? Most people can’t, but if you can, you sure have done your planning.

Mr Credit Card has investing the new Citi card and has this interesting post on the Citi Forward Card Review.

Have a great weekend.

Money Tree Seedling Edition has officially gone on sale! Goto the home page and check out the video, then pick up your copy today!

Money Tree was designed from the ground up to be the absolute easiest way to create and manage a month to month budget. The overview video on the front page clearly illustrates this point!

The purpose of Seedling Edition is to help any person that doesn’t have a financial plan easily create a rock solid month to month budget in less than 20 minutes.  Let’s face it, most people don’t budget simply because it takes too long, so we have boiled down the essence of creating and running a plan so that anybody can do it right away!

Click Here To Order Money Tree!

Pick up your copy today and let us know what you think! Either leave us a comment here or head to the Feedback Page and tell us what you think of Money Tree!

This blog was created to keep you up to date with new Money Tree releases, tips and tricks, current budgeting trends, and finance news.

Money Tree Seedling Edition is the first piece of software in a long line of personal finance applications in development at YellowDot Software. We take pride in offering the simplest, most powerful way to help any person create a financial plan.

With the imminent release of version 1.0 our development staff are already hard at work on version 2.0, we will be releasing smaller free upgrades along the way.

Things to look for in the immediate future are scheduling irregular budget items (Such as annual and biannual items) and being able to change Money Tree’s skin to match your visual tastes, you will also be able to create your own skins!

You can read more about some of our planned features on our Features Page.

We are looking for any feedback we can receive about our software, so if you want to share your opinion head to either our feedback page or just leave a comment here. Our goal is to build the best personal budgeting software in the world while keeping it so simple any person can pick it up and make a plan in 20 minutes!